Website Disclaimer

General Information Disclaimer

The information provided on clyvianorex (clyvianorex.com) is for general informational and educational purposes only. Our budget categorization tools, financial resources, and related content are designed to help users understand personal finance concepts but should not be considered as professional financial advice.

While we strive to keep information accurate and up-to-date, clyvianorex makes no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained on this website. Any reliance you place on such information is strictly at your own risk.

Educational Purpose Statement

All content, including but not limited to articles, tutorials, budget categorization systems, and financial planning resources, is provided solely for educational purposes. This material is not intended to serve as:

• Professional financial planning advice
• Investment recommendations or guidance
• Tax preparation or accounting services
• Legal counsel regarding financial matters
• Personalized budget recommendations for specific situations

Users should consult with qualified professionals before making significant financial decisions based on information found on our platform.

Limitation of Liability

clyvianorex, its officers, directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of this website or our services. This includes but is not limited to:

• Financial losses resulting from decisions made based on our content
• Errors or omissions in budget categorization suggestions
• Technical issues affecting access to our platform
• Third-party content or links referenced on our website
• Data loss or security breaches beyond our reasonable control

Our total liability to any user shall not exceed the amount paid by that user for our services in the twelve months preceding the claim.

"As Is" Provision

clyvianorex provides all content and services on an "as is" and "as available" basis. We make no warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components. Users acknowledge that internet-based services may experience occasional disruptions, and clyvianorex is not responsible for such interruptions.

Information Accuracy

While clyvianorex endeavors to provide accurate and current information, we cannot guarantee that all content is error-free or reflects the most recent developments in financial practices or regulations. Information on our website may become outdated, and we are under no obligation to update content unless required by law.

Users are responsible for verifying the accuracy of information before making financial decisions. We recommend consulting multiple sources and professional advisors when making important financial choices.

External Links and Third-Party Content

Our website may contain links to external websites or reference third-party content for additional educational value. clyvianorex does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites.

Users access external links at their own risk, and we encourage reviewing the terms and privacy policies of any third-party sites you visit. clyvianorex is not liable for any damages or losses resulting from your interaction with external content.

User Responsibility

Users are solely responsible for their use of clyvianorex's services and for any decisions made based on information obtained from our platform. This includes:

• Evaluating the suitability of our budget categorization methods for their personal situation
• Seeking professional advice when needed
• Maintaining the security of their account information
• Using our services in compliance with applicable laws
• Understanding that financial management requires personal responsibility and judgment

Professional Advice Limitations

clyvianorex's team members and contributors are not licensed financial advisors, accountants, or legal professionals unless specifically stated otherwise. Our content represents general educational information and should not replace professional consultation.

For specific financial situations, tax questions, investment decisions, or legal matters, users should consult with appropriately licensed professionals in their jurisdiction. clyvianorex cannot provide personalized advice for individual circumstances.

Modifications to Disclaimer

clyvianorex reserves the right to modify this disclaimer at any time without prior notice. Changes become effective immediately upon posting to our website. Users are encouraged to review this disclaimer periodically to stay informed of any updates.

Continued use of our website following any modifications constitutes acceptance of the revised terms. If you disagree with any changes, please discontinue use of our services.